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How to Save Money on your Car

          For some of us, our motor vehicles are our pride and joy. They are a source of pleasure and entertainment as well as being practical assets to our everyday lives. Motoring can be, however, something of an expensive hobby and one of the largest expenditures involved within it is often the cost of our car insurance policies. If you are starting to look for small ways in which to make cutbacks without neglecting your hobbies and interests altogether, here are a few quick ideas as to how you might be able to save money on your car insurance:

1. Shop around. Car insurance policies are available from an enormous range of insurance providers. There are companies who only offer car insurance services, there are insurers who cater for specific groups within the general population - such as young drivers or over 60s and then there are less obvious insurance sources such as banks and building societies like Santander. Conducting your car insurance search across as wide a research field as possible will greatly increase your chances of finding a cheaper quote and saving yourself some money on your insurance premiums this year.

2. Think about putting all your eggs in one basket. Insurance companies who offer a range of different kind of insurance services, sometimes offer discounts if you open more than one policy with them. So if you are also hoping to cut down on home insurance, life insurance and travel insurance expenses that you could look into the savings possibilities if you choose to get all your policies from one place.

3. Consider carefully the different factors that are involved in the calculation of your car insurance premiums, particularly if you are in the market for a new vehicle. The main concerns regarding the car itself are likely to be the engine size and overall value of your car. Other important factors will include the number of years of no claims you have accumulated and whether or not you are in possession of a clean drivers licence. Being aware of these factors may change your priorities when it comes to the purchase of your next car or alter the way you choose to drive.







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